Everything you need to understand, prepare for, and implement UAD 3.6 — from timeline to checklist to expert consultation. Accurate Group completed the industry's first UAD 3.6 appraisal. Let us help you get ready.
Industry First: Accurate Group completed the mortgage industry's first UAD 3.6 appraisal in December 2025. Read the press release →
UAD 3.6 is the most significant update to appraisal data standards in over a decade. Mandated by Fannie Mae and Freddie Mac, it replaces all existing GSE appraisal forms — including the 1004, 1073, 2055, and others — with a single, dynamic, data-driven report called the Uniform Residential Appraisal Report (URAR).
Instead of selecting a form number, lenders and appraisers will specify property and loan characteristics. The result is structured, machine-readable data that supports automation, reduces manual entry, and enables more consistent risk analysis across the GSE ecosystem.
For lenders, this means updating LOS integrations, retraining staff, and ensuring your AMC partner is fully certified and ready. Accurate Group has been preparing since 2024 and completed the industry's first UAD 3.6 appraisal in December 2025.
Use this checklist to pressure-test your organization's UAD 3.6 readiness. Each area represents a potential compliance or operational gap if not addressed before the November 2026 mandate.
Accurate Group has been preparing for UAD 3.6 since 2024. We've invested in system upgrades, appraiser panel training, and QC process redesign — and we delivered the first live UAD 3.6 appraisal in December 2025, months before broad production opened.
That means when you partner with Accurate Group, you're not working with a vendor still preparing — you're working with the team that's already done it.
Accurate Group Chief Appraiser Michele Golden shares an unfiltered perspective on what UAD 3.6 means for lenders, appraisers, and the industry — and what you should actually be focused on right now.
Read Michele's perspectiveSchedule a 30-minute readiness consultation with an Accurate Group specialist. We'll review your current systems, AMC relationships, and internal workflows — and give you a clear picture of what needs to happen before November 2, 2026.
No obligation. 30 minutes. We'll tell you exactly where you stand.